Finance

At West Motors, we are experts in offering car finance to customers across the UK. We work with a range of finance companies, so whatever your credit situation, we can find a way to finance your new car.

We use prime finance companies to offer competitive rates that can provide an immediate decision for you to drive away your new vehicle the same day. We also use subprime finance companies and brokers for those that have poor credit.

If you have had trouble purchasing a used car on finance elsewhere, then get in touch to see if we can help you, we have flexible finance deals to suit all budgets. 

Should you have already arranged your own finance solution and been accepted by an independent company, we are able to deal directly with them to help make your experience hassle-free.  

Car Finance Your Way

At West Motors, we fully appreciate that purchasing a car is a significant and exciting moment. This is why we work with a range of lenders to give you the best possible deals suitable for your financial needs.

Whatever your requirements, please feel free to speak to us about your options. We have years of experience in helping our customers get the right finance package to suit their needs.

We work hard to source the most competitive rates, whilst also working tirelessly to ensure that the finance process is effortless from start to finish. From the moment you arrive through to the moment you leave, we want your time with us to be a pleasant and enjoyable experience.

Our team is available to help you now and with our Hire Purchase (HP) or Personal Contract Purchase (PCP) finance plans, your next car could be more within reach than you think.

  • HP Finance Explained
    Car finance can be a confusing matter, so to make things simpler, we’ve explained exactly what types of finance we offer here at West Motors, and how it works. What is Hire Purchase Finance (HP) Hire Purchase (HP) is one of the most common forms of used car finance available. HP finance means that for the period of time you’re paying for the car, you effectively hire the car from a selected lender until the vehicle has been paid for in full. The loan from your lender is secured aga...
  • PCP Finance Explained
    Car finance can be a confusing matter, so to make things simpler, we’ve explained exactly what types of finance we offer here at West Motors, and how it works. What is Personal Contract Purchase Finance (PCP) Personal Contract Purchase (PCP) is a very popular form of used car finance and can offer much more flexibility compared to Hire Purchase (HP). With PCP finance, you’ll likely pay an initial deposit followed by fixed monthly payments. However, please bear in mind that you won&...
Finance Enquiry
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Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/check-your-vehicle/

West Motors

To save timely negotiation all our cars are heavily discounted upfront and offered nearer cost price, saving customers up to £2000 when compared to our competition. This ensures we are treating every customer the same. This fee is a compulsory fee and applies to all customers.

Variable admin fee is charged as listed below:

  1. Retail customers pay £199.
  2. Repeat customers purchasing a 2nd car within 12 months of the original invoice date £0.
  3. Retail customers arranging finance using brokers outside of our immediate panel of lenders £399.
  4. Trade customers making a purchase as the motor trade £499.
  5. Export customers including Northern Ireland and the Republic of Ireland £499.
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